7 Best International Health Insurance Plans for Students

As a student, you might feel like insurance is unnecessary since you already spend so much on your education. But your education can only be effective if you are in optimum health. Medical and health emergencies are a natural part of being a human being. And in such a scenario, having one of the best international health insurance plans comes in handy, especially when you are a student living on a tight budget during your academic years. Like any other type of insurance, health insurance to helps you recover the financial damage that comes with emergencies. 

Read along to find out why insurance for students is important and a list of the best international health insurance plans: 

Health Insurance for Students

With affordable and credible health insurance plans, students can take care of their health better as they are provided with the proper tools and resources to do so. Some of the best international health insurance for students can help you if you have any pre-existing health concerns. They can cover your medical and therapy bills and relieve extra stress in emergencies. Here are some reasons why every student needs health insurance: 

1. Healthcare is Expensive

As essential as healthcare is for humans, it is also very costly and unaffordable to a large demographic, including low-income, independent students. Best international health insurance plans can cover you and make healthcare accessible financially. 

2. Adequate Attention to International Students 

Navigating healthcare benefits alone abroad as an international student can be tricky business. However, the best international health insurance plans make sure you receive quality health care and assistance in the country that you are living in. 

3. Emergencies Can Come Anytime

Even with enough resources, emergencies can be chaotic and overwhelming. In such situations, having one of the best international health insurance plans helps you navigate the situation better and get added assistance from your insurance company. 

Now that you know how important health insurance is for students, especially the ones living away from home on their own, here is our comprehensive list of the seven best international health insurance plans to choose from: 

7 Best International Health Insurance Plans for Students

Now that you know how important health insurance is for students, especially the ones living away from home on their own, here is our comprehensive list of the seven best international health insurance plans to choose from: 

1. VisitorsCoverage Student Health Insurance

If you want affordable health insurance with wide coverage, the VisitorsCoverage Student Health Insurance can be your perfect match. The benefits, coverage and low premiums make VisitorsCoverage student health insurance one of the best international health insurance plans. With multiple plans to choose from, this insurance makes sure there’s something for everyone. You can choose a health insurance plan that fulfils your exact needs based on your academic location, the type of course, extracurricular activities, and overall health. 

VisitorsCoverage also boasts about their insurance add-ons or ‘Riders’ that can be selected along with your main insurance plan to customize the plan better. The insurance also comes with a lot of benefits, including: 

• Medical coverage 
• Emergency coverage 
• Prescription coverage 
• Sports and activities coverage 
• Mental health coverage 
• Additional adventure sports rider

2. TATA AIG Student Health Insurance

Tata AIG Student Health Insurance offers comprehensive coverage tailored to meet the unique needs of students studying abroad. This plan provides extensive benefits, including medical expense coverage, emergency medical evacuation, and repatriation. It also covers unexpected medical situations such as accidents and illnesses, ensuring that students have access to quality healthcare wherever they are. Additional features include coverage for pre-existing conditions, mental health support, and protection against travel-related inconveniences. Tata AIG aims to provide peace of mind, allowing students to focus on their studies and new experiences.

3. GeoBlue

GeoBlue is one of the best international health insurance plans for students studying abroad. On the other hand, they also offer domestic health insurance, so local and international students can benefit from their insurance plans. With their widespread, reliable plans, almost all healthcare workers, hospitals and doctors recognize GeoBlue student insurance. They also offer you a holistic network of thousands of trained, English-speaking professionals across 190 countries worldwide to ensure that insurance holders get assistance no matter where they are. GeoBlue boasts of their 24/7 assistance and accessibility to make sure that all documents are available to you at all times of the day in case of an emergency. 

4. International Student Insurance

Another of the best international health insurance plans, International Student Insurance, specializes in student health insurance, hence the name. With its four different student health insurance plans, International Student Insurance gives its insurance holders holistic coverage. Their affordable insurance plans are perfect for students of every background, as their main focus has always been making great insurance available for students living away from their homes for their studies. Their online one-stop solution for student insurance also makes managing and accessing your insurance documents easier than ever. The ease and wide coverage that International Student Insurance offers make it the most reliable insurance plan globally. The provider tops off its student insurance plans with additional services like trip cancellation, dental insurance, travel insurance, educational material, freebies, and much more to make it more student-friendly. 

5. Medicaid

Are you a low-income student or a dependent student? Medicaid can be one of the best international health insurance plans for you. Focusing on making health insurance accessible to a wider demographic, they have designed their plans to give the most coverage from a very small amount of premium payments. Their specially curated plans provide benefits if you make less than a certain amount of money yearly. Under the threshold income, you can avail of the full coverage option and thus save a significant amount on your premiums. 

For those who don’t meet the criteria, Medicaid offers insurance at low costs and competitive health coverage. If you believe health insurance is expensive, Medicaid may be one of your best options.

6. ICICI Lombard AdvantEdge

Regarding insurance, ICICI has been one of the most credible names ever. With their 7500+ healthcare providers, amazing customer support and a wide range of health and treatment coverage, the ICICI Lombard AdvantEdge becomes one of the best options for dependent students. Their plans also include cashless hospitalization, which can be helpful in case of an emergency. They also help their insurance holders locate the nearest cashless healthcare centre options in such scenarios. The ICICI Lombard also offers coverage for pre-existing conditions and lifestyle disorders, regular check-ups, hospitalization and emergency coverage. The relatively low premiums and hassle-free management of the insurance are some other factors that make ICICI Lombard AdvantEdge one of the best international health insurance plans. 

7. Humana 

If you are looking for more holistic coverage of your health, Humana, one of the best international health insurance plans, can be your perfect match. Humana boasts of their understanding of what health truly means and thus offers coverage on dental and vision coverage add-ons. These add-ons can be selected independently based on your preference and thus lead to better coverage of your health. Humana also offers insurance holders coverage on non-conventional health services like mental health, wellness and fitness.

Health insurance is important even if you are a student. Especially for international students, health insurance directly translates to better healthcare and more backup in emergencies. But for that, it is important to choose the right insurance plan that fulfils all your personal needs. We hope our list of the best international health insurance plans helps you choose only the best!