Cost Of Living In Cambridge 2025: Affordable Or Expensive?

The cost of living in Cambridge can vary depending on where you stay, how you commute, and what kind of lifestyle you choose, but one thing’s for sure: Cambridge offers a balance between historic charm and modern student life. Though smaller and calmer than London, Cambridge living expenses can still catch students off guard if they don’t budget smartly. Between rent, groceries, and travel, every pound counts.

This guide breaks down everything you need to know about the cost of living in Cambridge as a student. You’ll find updated numbers, local insights, and simple tips to manage your living expenses in Cambridge for students without missing out on the city’s cultural buzz. Whether you’re joining ARU Cambridge or the prestigious University of Cambridge, this comprehensive breakdown of the cost of living in Cambridge, UK, will help you plan and live comfortably.

Average Cost of Living in Cambridge

Understanding the cost of living in Cambridge is key before you settle into student life. On average, students spend between £1,350 and £1,800 per month, depending on lifestyle, location, and accommodation type. Rent usually takes up the biggest share of your Cambridge living expenses, followed by groceries and transport.

If you’re budgeting smartly, your monthly Cambridge living cost can stay manageable with a few conscious choices like sharing apartments, choosing accommodation near your university, and cooking most meals at home. These average figures will help you plan for the Cambridge, UK, cost of living.

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Expense Category	Budget (£)	Mid-Range (£)	Premium (£)
Accommodation	£700 – £900	£1,000 – £1,300	£1,400 – £1,800
Food & Groceries	£200 – £300	£350 – £450	£500 – £600
Transport	£40 – £60	£70 – £90	£100 – £130
Utilities & Internet	£60 – £90	£100 – £140	£150 – £200
Entertainment & Miscellaneous	£50 – £100	£120 – £200	£250 – £350
Health Insurance (for international students)	£50 – £80	£90 – £120	£150+
Phone Plan	£15 – £25	£30 – £40	£50 – £60

Housing and Accommodation Costs

Accommodation is the largest contributor to the cost of living in Cambridge, accounting for more than half of a student’s total monthly expenses. Your rent will depend on location, room type, and amenities. The city offers a variety of student accommodation in Cambridge, including purpose-built student apartments, shared flats, and homestays near university campuses.

If you’re living alone, expect higher rent near the city centre, while shared apartments or student halls can significantly reduce your overall Cambridge living cost. The table below gives a snapshot of average rent prices across popular neighbourhoods, helping you estimate your living expenses more accurately.

Affordable Neighbourhood Options

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Neighbourhood	1-Bedroom (£/week)	2-Bedroom (£/week)	3-Bedroom (£/week)
Chesterton	£250 – £350	£400 – £550	£600 – £750
Mill Road	£280 – £380	£450 – £600	£700 – £900
Cherry Hinton	£240 – £330	£420 – £560	£650 – £800
Trumpington	£300 – £420	£500 – £650	£750 – £950
Arbury	£230 – £320	£400 – £520	£600 – £780

For those who prefer co-living or purpose-built student housing, shared student apartments in Cambridge generally range from £180 to £280 per week, while private studios start around £300 to £450 per week.

Choosing accommodation a short cycle or bus ride from campus can also lower your Cambridge UK cost of living, while still keeping you close to all the city’s essentials. If you’re looking for verified and convenient student properties, check out amber’s curated listings for student accommodations in Cambridge, ideal for balancing comfort and affordability.

Food and Grocery Costs

Food is another major part of your cost of living in Cambridge, and your expenses largely depend on how often you cook versus eat out. Cooking at home can significantly reduce your living expenses, especially if you shop smart and plan your meals.

Weekly Grocery Budget

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Household Size	Budget Range (£)	Premium Range (£)
Single Person	£40 – £70	£90 – £130
Couple	£80 – £120	£150 – £200

Dining Out Costs

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Dining Type	Average Cost (£)
Breakfast cafes	£7 – £12
Lunch specials	£10 – £18
Dinner mains	£15 – £25
Coffee	£2.50 – £4.50
Fast food/takeaway	£6 – £10

Dining out occasionally won’t break your budget, but frequent meals outside can push up your expenses quickly. Cooking with friends or meal prepping for the week can help keep your living expenses in Cambridge for students manageable.

Money-saving Tips
1. Shop at Aldi or Lidl for the best value and student discounts.
2. Buy in bulk and split costs with flatmates to save more.
3. Visit local farmers’ markets for affordable, fresh ingredients.
4. Use student discount cards like UNiDAYS at select cafes and restaurants near ARU Cambridge and the University of Cambridge.

Transportation Costs

Getting around Cambridge is easy and affordable. The city is compact and renowned for its strong cycling culture, which means transport costs are often lower compared to other UK cities. Still, understanding your options helps manage your overall cost of living in Cambridge more efficiently.

The city runs on the Stagecoach East bus network, which connects major student areas like Chesterton, Mill Road, and Trumpington to the city centre and university campuses. For longer commutes, trains from Cambridge station provide excellent links to London, Ely, and Norwich.

Transport Type & Average Costs

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Transport Type	Average Cost (£)	Notes
Single Bus Trip (student fare)	£1.50 – £2.20	With a student discount
Weekly Bus Pass	£15 – £22	Unlimited city travel
Monthly Bus Pass	£55 – £70	Ideal for regular commuters
Train (Cambridge to London)	£25 – £35 (one way)	Off-peak fares available
Taxi/Uber (short trip)	£6 – £12	Based on 2–3 miles
Bike Rental	£15 – £25 per day	Many student deals available
E-scooter Rental	£1 + £0.15/min	Via Voi e-scooter app

Students who live near campus often walk or cycle, which can substantially bring down their Cambridge living expenses. The city is designed for cyclists, and most student accommodations include secure bike storage. If you’re deciding where to stay, consider proximity to your university or bus routes - it can make a big difference to your monthly cost.

Utilities and Internet Costs in Cambridge

Utilities are another big part of your Cambridge living expenses, and they can easily affect your monthly budget if not managed well. Many student accommodations in Cambridge include bills for water, gas, and Wi-Fi, which keeps your Cambridge cost of living simpler to track. But if you’re renting privately or sharing a flat, here’s a clear breakdown of what you can expect to pay each month:

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Utility	Average Monthly Cost (£)
Electricity	£80 – £150
Gas	£35 – £70
Water	£25 – £50
Internet	£35 – £60
Mobile Plan	£10 – £30

Money-saving tips:
1. Pick student apartments in Cambridge with all-inclusive rent to avoid fluctuating bills.
2. Split costs evenly with housemates, which keeps your living expenses in Cambridge for students predictable.
3. Use comparison sites like Uswitch or MoneySuperMarket to find cheaper broadband and energy plans.
4. Turn off lights and chargers when not in use - small savings add up fast.

Other Essential Expenses in Cambridge

Beyond rent and bills, there are a few other expenses that shape your Cost of Living in Cambridge. These costs vary depending on your lifestyle, but students should budget wisely to avoid surprises.

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Category	Monthly Estimate (£)	Notes
Health Insurance	£50 – £100	International students may need private cover; the NHS surcharge applies to visa holders.
Study Materials	£40 – £90	Books, printing, software, or lab supplies, depending on your course.
Entertainment	£60 – £150	Includes cinema, streaming, or an occasional pub night.
Gym/Fitness	£25 – £60	Many student gyms offer discounted memberships.

Safety and Proximity

Cambridge is among the safest student cities in the UK, with a low crime rate and reliable local transport. Areas close to major campuses like Mill Road, Chesterton, and Newnham are popular for their mix of student flats, cafes, and cycling routes. The city’s compact layout makes commuting easy, whether you’re walking or biking to University of Cambridge colleges or ARU Cambridge.

Example Monthly Student Budget in Cambridge

Here’s a realistic mid-range estimate for international students

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Expense Type	Estimated Monthly Cost (£)
Rent (shared flat)	£850
Utilities + Internet	£150
Food & Groceries	£250
Transport	£60
Entertainment	£100
Miscellaneous	£120
Total	£1,530/month

This aligns closely with the average Cost of Living in Cambridge, UK, depending on your lifestyle and location.

Saving Tips for Students

1. Choose student accommodation in Cambridge with bills and Wi-Fi included.
2. Use a student railcard or bike instead of buses to reduce travel expenses.
3. Cooking at home with ingredients from local markets like Cambridge Market Square is cheaper than eating out.
4. Make the most of free university events, museums, and concerts.
5. Swap or rent textbooks online rather than buying new ones.

Conclusion

The Cost of Living in Cambridge may seem high at first glance, but with smart budgeting, it’s entirely manageable. While rent remains the biggest expense, groceries, entertainment, and utilities are relatively moderate compared to other UK cities like London. Cambridge’s walkable layout, student perks, and strong community make it an excellent place to live and study.

If you’re planning to move soon, browse verified listings on amber to find affordable student accommodation in Cambridge near your university. Whether you’re studying at ARU Cambridge or the University of Cambridge, you’ll find options that balance convenience, comfort, and cost.
For more on local life, explore 20 things to do in Cambridge.

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