Cost Of Living In Eugene For Students in 2026

Eugene, Oregon, is admired for its scenic beauty, outdoor lifestyle, and exciting university culture. As a city, Eugene’s cost of living in 2025 reflects both its desirability and unique regional economic factors that shape living expenses. This in-depth guide breaks down the cost of living in Eugene for students, international students, and single persons, covering everything from housing, utilities, groceries, and transportation to tuition, healthcare, and lifestyle expenses. The detailed analysis helps prepare anyone considering Eugene for study or relocation to plan their budget confidently, supported by accurate and recent cost data. The Eugene cost of living for students is relatively affordable compared to larger U.S. cities, making it an attractive destination for those pursuing higher education.

Cost Breakdown: Housing, Tuition, and Daily Expenses in Eugene

Housing: The Largest Expense in the Cost of Living in Eugene

Housing remains the single largest contributor to the cost of living in Eugene, Oregon. The living cost in Eugene for international students depends on housing choices and lifestyle, but on average, it remains reasonable for a mid-sized university town. Rent and home prices have been rising steadily due to demand exceeding supply and a competitive local market.

• The average rent for a 1-bedroom apartment in Eugene ranges between $1,161 and $2,080 monthly, with the median rent about $1,876.​

• Student housing options, such as shared apartments or dormitories, frequently reduce rent costs, which is essential for budgeting the cost of living in Eugene for students and international students.

• Buying a home in Eugene averages around $659,395, which is approximately 26% higher than the national average, reflecting Eugene’s growing housing market.​

• Neighborhoods popular with students include areas proximate to the University of Oregon, where safety and convenience balance with higher rent levels.

Tuition and Education-Related Costs

Tuition varies depending on the institution, but it remains a significant element in the overall living cost. Students must consider:

• Expenses related to tuition fees typically range widely but represent a major upfront cost.

• Additional academic costs like textbooks and supplies can amount to hundreds of dollars annually.

• Housing and utilities combined for a student may amount to more than $18,000 annually, depending on the type of accommodation and location.

Utilities, Food, and Transportation: The Essentials in Eugene

Utilities

Utilities in Eugene cost about 7% less than the national average, making expenses like electricity, heating, water, and phone services relatively affordable. Living expenses in Eugene for international students typically include rent, food, transportation, and personal costs, totaling around $1,500 to $2,200 per month.

• Average monthly energy bills hover around $190, slightly below the national standard.

• Phone bills average roughly $190 per month as well.​

Groceries and Food

Groceries are about 4.7% more expensive than the national average due to regional supply chains and demand.

• Common grocery items include ground beef at $7.63/lb, whole milk at $4.87/half gallon, and eggs at $4.07/dozen.

• Students can save by frequenting discounted supermarkets, using store loyalty programs, and bulk buying.​

Transportation

Transportation costs in Eugene are 8.6% higher than the national average.

• Gas prices typically sit at $3.68 per gallon.

• Students often take advantage of bike-sharing and public transit to mitigate commuting expenses.

• Vehicle maintenance and insurance should also be factored in when calculating monthly expenses.

Healthcare and Miscellaneous Costs

Healthcare costs in Eugene exceed the national average by around 15%, requiring international students and families to budget accordingly.

• Routine doctor visits, dental care, and prescription medication costs are notably higher.

• Other expenses include entertainment, haircuts, and personal care products.​

Cost of Living in Eugene for a Single Person

For a single person living in Eugene, the average monthly expenses for rent, utilities, food, transportation, healthcare, and general goods and services total around $2,784 monthly, equal to approximately $33,408 annually.​

Student-Focused Breakdown: Cost of Living in Eugene for Students and International Students

Housing Options

Students often seek affordable housing near campus or in neighborhoods with good transit access.

• Shared apartments and dorm rooms can reduce monthly rent to $700-$1,200.

• Apartments closer to the university cost more but save transportation dollars.

Tuition and Academic Expenses

Tuition is a major influence on students’ overall cost of living in Eugene. For international students unfamiliar with local costs, a suitable budget must include:

• Tuition fees (varying widely by program).

• Books and supplies (~$700/year).

• Health insurance is mandatory for many international students.

Daily Living Expenses

Students typically spend around:

• $300-$400 monthly on groceries.

• About $100 on utilities if sharing accommodation.

• Transportation costs vary, but can be minimized using student passes or bicycles.

Neighborhoods and Safety

Many students prioritize neighborhoods combining safety and proximity to schools:

• Areas near the University of Oregon are preferred but more expensive.

• Outlying neighborhoods may offer more affordable rent but higher transport costs.

• Good neighborhood research is essential to balance rent, safety, and convenience.

Tips for Managing the Cost of Living in Eugene

• Share apartments or rent rooms to reduce housing costs.

• Utilize student discounts on transport and food.

• Plan grocery shopping in bulk and at sales.

• Proximity to campus can save commuting time and expenses.

• Maintain a strict budget for healthcare and academic supplies.

Final Thoughts

The average living cost in Eugene offers a good balance between affordability and comfort, making it one of the more appealing mid-sized cities in the Pacific Northwest. On average, a single person can expect to spend around $2,700 per month, which covers housing, food, transportation, healthcare, and other daily expenses. The average cost of living in Eugene USA, sits slightly below the national average, allowing residents to maintain a comfortable lifestyle without facing the high expenses common in larger West Coast cities like Portland or Seattle. Housing is the biggest factor in monthly budgets, with one-bedroom apartments in or near downtown typically ranging between $1,400 and $1,800 per month, while options farther from the city center can be found for under $1,200.

The average living cost in Eugene also reflects the city’s relatively stable prices for essential services. Utilities for a standard apartment usually cost around $180 per month, while internet plans average $70. Groceries and dining costs are moderate—milk and bread are slightly above national averages, but local produce and farmers’ market options keep overall food costs reasonable. Eating out at a casual restaurant usually costs about $20 per person, while a monthly grocery bill for one person can range from $350 to $450. Transportation adds another predictable expense: a monthly public bus pass costs around $50, and fuel prices are close to the state average.

Living expenses in Eugene are influenced by lifestyle choices, but the city remains manageable for students, young professionals, and retirees alike. Entertainment and recreation options are abundant and relatively affordable. Outdoor enthusiasts enjoy free or low-cost access to hiking trails, parks, and bike paths, while gym memberships and movie tickets typically cost less than in major metropolitan areas. Healthcare is another consideration in the overall cost of living, and in Eugene, it aligns closely with national averages, with routine doctor visits and prescriptions priced fairly.

Overall, the average living expenses Eugene residents face make the city an excellent choice for individuals who value a slower pace of life, proximity to nature, and a strong sense of community. With steady utility rates, affordable transportation, and moderate rent prices, Eugene provides a comfortable and sustainable living experience for a single person or anyone looking to balance cost and quality of life in a welcoming college town environment.

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